Cashbacks are an exciting feature in credit card and most credit cards are designed to either offer cash backs or reward points besides other promotions, discounts and offers. In the literal sense, cash backs are akin to discounts and can be earned on select or all purchases. The percentage of cash backs vary from one card to another besides differing in the type of purchase made (retail purchases, online shopping etc.).
Find here the best cashback credit cards in Singapore you must apply for:
The Citibank Cashback Visa Card
- Successfully apply for the Citibank Cashback Visa Credit Card and get a cashback of S$120 on a minimum spending of $200 every month for a period of 6 months.
- Get S$250 Citi Rebate upon successfully getting your credit card application.
- Get cash backs of up to 20.88% on fuel and up to 8% cashback on retail transactions subject to a minimum expenditure of S$888 on your Citibank Dividend Card.
- Get massive dining discounts of up to 20% at popular participating dining establishments across Singapore.
- Avail discounts on Smart Drive Insurance policies.
- The annual fee for the card is waived for the first year.
Interest charges and other details:
- The annual fee and interest rate on the card are S$192.60 and 26% respectively.
- The interest charge on cash advances is 26.9% p.a. Handling charges of 6% of the withdrawn amount or S$15, whichever is higher, is also charged.
- Foreign currency transactions will attract an administrative fee and currency conversion fee of not more than 3.5%.
The American Express True Cashback Card
The American Express True Cashback Card offers excellent cash backs on a wide range of purchases. The card also has an exciting list of discounts, promotions and other offers. Here are some key features and fee details of the card.
- The annual fee on the card is waived for the first year.
- The card offers cash backs of up to 1.5% on all purchases. No minimum spends are applicable for cash backs.
- Cardholders get excellent discounts on hotel accommodations and flight ticket bookings to destinations across the globe.
- Card members are entitled to special dining privileges in several popular participating merchants in countries across the world.
- Spending S$5,000 within the first 6 months will earn you a cashback of 3% of the amount spent.
- The 24-hour Concierge service provides you with real time information on hotel reservations and availability, flight schedules and more.
Interest charges and other details
- The annual fee is S$171.20 and the annual rate of interest is 24.99%.
- The interest charges on cash advances is 24.99%.
- Late payment charges of S$60 will be imposed in case minimum amounts aren’t paid before the due date.
There are many other popular credit cards that offer cash backs. Here are a few:
- The OCBC 365 Credit Card
- HSBC Visa Platinum Credit Card
- The CIMB Visa Signature Card
- UOB Delight Credit Card
All these cards come with exciting cash backs besides individual offers and benefits.
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